| Write off upto 75% of your debt | Freeze interest and charges | ||
| Government
legislation that helps you clear your debts in 60 months |
STOP threatening letters and phone calls |
Government debt solutionUnder the Insolvency Act 1986 the Government introduced a new debt solution called an IVA (Individual Voluntary Arrangement) to enable individuals to have upto 75% of their debts written off and avoid bankruptcy. If you owe £5000 or more, and are struggling to pay your debts, you should fill in the form to the right with no obligations to see if you qualify.How does the Government debt solution work?Our expert team will assess whether an IVA is applicable to you. If that is the case and you decide to go ahead an expert debt advisor will liase with your creditors (people and companies that you owe money to) and come to a legally binding arrangement with them. Interest will be frozen and threatening letters and phone calls will stop. You will have a single, affordable monthly payment.How soon can the Government debt solution clear my debts?Your debts will typically be cleared within 36 - 60 months, and you will only have to pay what you can afford so take the first step and fill in the form to the right for free and with no obligation. |
| debt management | IVA | bankruptcy | consolidation loan |
| one affordable monthly payment | upto 75% of your debt written off | may provide peace of mind | save on monthly repayments | ||||
| may freeze interest | reduce monthly payments | your assets will be sold to pay creditors | clear your other debts quickly | ||||
| stress free | interest frozen | debts written off | one monthly payment | ||||
| you don't have to deal with your creditors | debts of at least £5,000 | usually a last resort | reduce your monthly bills | ||||
| More about debt management | More about IVA's | More about bankruptcy | More about consolidation loans |
Government debt solution from Effective Debt Solutions.For many people an IVA (Individual Voluntary Arrangement) is the best way to get out of debt or avoid bankruptcy. It enables you to have a substantial amount of your debt completely written off, and leave you with one affordable monthly payment. The stress and worry associated with large levels of debt can be lifted, and you can be debt free in three to five years. Applying for a Government debt solution is free and without obligation, so apply online now. |